Bilt 2.0: Unlocking the Power of Bilt Cash - 3x Points on Palladium Card (2026)

Bilt's new Cash details are in, offering an option to earn 3x everyday points on the Palladium Card. Buckle up as Bilt continues to unveil its 2.0 program, which includes three new credit cards, two earning options, and a new rewards currency: Bilt Cash. Bilt Cash complements Bilt Rewards Points, widely regarded as the most valuable loyalty program currency due to its high-quality transfer partners. It can be earned alongside points and unlocks various benefits within the Bilt ecosystem, such as credits, temporary status upgrades, and more points on spending. This additional currency is part of the credit card welcome bonuses and can be earned at a 4% rate on non-housing spend. But the big question is: what exactly can Bilt Cash do? Now we know, starting February 1st. Bilt Cash can be used for Blade helicopter rides, better Rent Day transfer bonus tiers, and as credits with Bilt's partners like Lyft and GrubHub. There are monthly and annual caps for most partners and options. One exciting option boosts earning rates on the Bilt Obsidian and Palladium Cards by a full point per dollar spent, allowing the Palladium Card to earn virtually 3 points per dollar on purchases. The welcome bonuses for Bilt cards include: Bilt Blue Card: Earn $100 in Bilt Cash upon approval. Bilt Obsidian Card: Earn $200 in Bilt Cash upon approval. Bilt Palladium Card: Earn 50,000 bonus points and Bilt Gold status, plus $300 in Bilt Cash upon approval and $200 in annual Bilt Cash. With Bilt 2.0 cards, you choose between earning 4% in Bilt Cash on everyday purchases or maximizing points on rent or mortgage payments. Bilt Cash can be spent in various ways, including dining and groceries, travel and transportation, health and wellness, and more. Some potential favorite uses include earning 3 points per dollar on everyday purchases with the Palladium Card, unlocking higher transfer bonuses on Rent Day, and earning points on rent or mortgage payments. Bilt Cash offers flexibility and value, making it an exciting addition to the Bilt ecosystem.

Bilt 2.0: Unlocking the Power of Bilt Cash - 3x Points on Palladium Card (2026)

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